That's too bad. I loved using Final.
I know Privacy  is one possible alternative, but it's debit based rather than credit based like Final is, and they require linking a bank account by username and password, which AFAIK makes you entirely liable for any fraudulent activity for the account, so that's a non-starter for me. Anyone aware of any other services that provide virtual cards like these?
EDIT: just found out about Token , which seems similar. But the fact that it makes you enter your phone number to get a link to the app seems rather shady... I can't seem to find their app on the Play Store so I'm going to assume they're iOS only and skip it. Can anyone comment on their experience with the service?
We're going to get to a point where no one is willing to invest any time or money (as a consumer) into products sold by a startup, because they all vanish quickly and with short or no notice. I'm already at that point.
It'd suck to be a stable startup with plenty of funds/cashflow in a similar niche to a company closing like this, and have people not willing to try your product because they're now too timid.
Thoughts on why this happened? I wish they were more forthcoming about the causes. This is the corporate equivalent of ghosting on your tinder date.
I emailed their support and they said they've been acquired by another company but can't disclose the details.
Had to look up their page (getfinal.com). Had I known about this product, I probably would have embraced it. Wish the team the best of luck, and hope it gets revived!
I feel kind of guilty since I rarely used my card.
The points I would usually get from my other cards were better.
Also for online transactions, which was supposed to be the strong point of Final, I never use my card on unreputable sites. But even if I did, disputing transactions is so easy these days.
Sorry that you didn’t make it folks. Good luck in your future adventures.
This is such a shock to me! I've been a Final customer for a year or so now, and I have absolutely loved their product. I told all of my friends about it. I'm so sad to hear they're shutting down, and very curious as to why.
For a credit card company their support was amazing. I had a few issues with the 2fa SMS being delayed and they answered within a couple minutes.
That was fast (or slow, I guess)... I knew this was gonna happen with Final.
Now let's hope Privacy doesn't also decide to close one day. (It does just virtual cards with your bank ACH backing it)
This really, really sucks. I have a business credit card that I have to update 20+ sites for every time there's a compromised card issue, and I'd really love to be able to use one card # for each business I work with. They were going to launch a business card in the future but apparently that is now scrapped.
Are there any alternatives out there for doing this?
I think this was a great idea, so I'm sad to see it go. I have prepaid credit cards for potentially sketchy sites and one "main" credit card that I use for most of my payments online. This could probably have reduced the "administration" overhead involved.
Is anyone aware of a similar offering that is available in Germany? I wouldn't think so, after all most people here don't even have a credit card. We do have debit/ATM cards, but they use a separate payment network developed in German and are not interoperable with Visa/MasterCard.
On that note, I wouldn't mind not getting any benefits since most cards here don't offer any notable ones either. This is probably a direct consequence of there being a pretty strict cap on transaction fees (iirc 0.3% on credit cards).
I received the same message. I'm a little disappointed that such a notification would be sent via email without any verification on their website, blog, or social media accounts.
If it's legit, I'm saddened. Final had a great idea in virtual cards. I hope someone can explain why they are closing down.
I interviewed with them very very recently. I guess not getting the job was a good thing!
Anyone know how this closing could affect your credit if you were a Final customer?
I would have used Final if it were a debit card. Didn't want another credit card and was bummed to see that's what it was.
I never used Final but from a quick skim it seems like Revolut cover a lot of what they did (and more).
A contender for https://ourincrediblejourney.tumblr.com/ ?